Changes to student loans are taking effect July 1. Here's what to know

From repayment options to borrowing limits, there are several new ways coming for borrowers navigate debt.

28 across the spectrum. Choose a side on the bar to jump to it.

National story. 81 articles from 28 sources. Updated Jul 1, 2026.

Part of Trump's overhaul of student loans, from collections to new repayment rules

How each side is putting it

Left

4 sources
The Boston GlobeLean Left· Jul 1, 2026· ran in 6 outlets

Changes to student loans are taking effect July 1. Here’s what to know.

Money Talks NewsLean Left· Jul 1, 2026

July to Start With Most Student Loan Changes in Decades. What to Know

SemaforLean Left· Jul 1, 2026

US students face new loan rules

AxiosLean Left· Jun 29, 2026

What to know ahead of the July 1 student loan shakeup

Center

19 sources
WeareiowaCenter· Jul 1, 2026

Federal student loan reforms end SAVE plan, potentially raising payments for millions

WMURCenter· Jul 1, 2026

Federal student loan changes begin today, impacting millions

Wfmy News 2Center· Jul 1, 2026

July 1: Federal Student Loan Program Changes for new students, students borrowing money now, and students paying off loans

Ran by 2 outlets· Bismarck Tribune, Casper Star-Tribune
Bismarck TribuneCenter· Jul 1, 2026

Jill On Money: Changes to federal student loans

Casper Star-TribuneCenter· Jul 1, 2026

Jill On Money: Changes to federal student loans

Ran by 6 outlets across the spectrum· WPRI Providence, WFMZ Allentown
WPRI ProvidenceCenter· Jul 1, 2026

Changes to student loans are taking effect July 1. Here's what to know

WFMZ AllentownCenter· Jul 1, 2026

Changes to student loans are taking effect July 1. Here's what to know

Right

5 sources
Revolver NewsRight· Jul 1, 2026

New student loan rules take effect July 1 — here’s what borrowers should know…

Billings GazetteLean Right· Jul 1, 2026

Jill On Money: Changes to federal student loans

Ran by 6 outlets across the spectrum· Jonesboro Sun, Odessa American
Jonesboro SunLean Right· Jul 1, 2026

Changes to student loans are taking effect July 1. Here's what to know

Odessa AmericanLean Right· Jul 1, 2026

Changes to student loans are taking effect July 1. Here’s what to know

AL.comLean Right· Jul 1, 2026

Student loans have now changed: New limits, plans and what borrowers need to know

Winchester StarLean Right· Jul 1, 2026

Changes to student loans are taking effect. Here's what to know

The story so far

4 developments
  1. Jun 29Here’s what borrowers need to know ahead of July 1 student loan changes
  2. Jun 30Only center coverage:How you borrow, pay off student loans may change on July 1: What to know
  3. Jul 1Major student loan changes take effect July 1. Here's what borrowers need to know.
  4. Jul 1Only center coverage:Federal student loan changes begin today, impacting millions

Who covered each development

No new developments

Quiet for 108 days

Last development · Jul 1 — Federal student loan changes begin today, impacting millions

The bigger story